Tired of overpriced health insurance?

We’re an affordable wellness focused alternative to health insurance. — and helping members save thousands a year.

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Affordable membership

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Real price transparency

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See any licensed provider

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Support that actually cares

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Knew Health: What is Medical Cost Sharing?

Watch how Knew Health is helping thousands break free from bloated, overpriced insurance.

1.

Sign Up Online

Tell us a little about yourself and health needs.

2.

Choose your Initial Unshareable Amount (IUA)

Your IUA is the amount you pay for each new illness, injury, or large medical need.

3.

Get Fair Pricing + Real Support

We negotiate, advocate, and help you save.

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Join a community that cares — and shares.

It’s healthcare that’s transparent, supportive, and built for people.

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Submit your

medical expenses

Use our simple online portal to submit your eligible medical needs for sharing.

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The community shares funds

Your eligible medical needs are shared through a fair and transparent cost-sharing model.

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Get wellness tools and support

Access coaching, resources, and services to stay healthy and avoid future medical bills.

A Simple & Affordable Alternative to Health Insurance

Join a Community of Health-Conscious People Who Share Medical Costs

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Financial Support for Illnesses or Injuries: Get peace of mind for your medical bills

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No Network Restrictions: See the licensed healthcare professional of your choice, anywhere in the U.S.

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Dedicated VIP Care Team: Real people, that care about you and want to simplify healthcare - no long hold times, just personal support.

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Preventive Care Allowances: Join a community that cares about actual ‘health’ care and not just ’sick’ care.

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Discover How Much You Will Save.

Why We're Different

We're not another health insurance company — we’re an affordable and wellness focused alternative to health insurance.

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Transparent pricing

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Affordable Monthly Membership

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Freedom to choose providers

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Dedicated health advocates

What Do I Get?

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Peace of Mind for Illnesses, Injuries and Pregnancy

Knew Health is a community-driven solution that helps you manage unexpected major medical expenses. When life throws you a curveball—like a sudden illness, injury, or surgery—you’ll have peace of mind that a community of like-minded people has your back, so you’re never facing medical bills alone.

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VIP Concierge Care Team

No long hold times, no frustrating call centers—just real, friendly experts, all based in the U.S., ready to help when you need it. Our concierge support team is part of your community, providing fast, easy and personalized service that puts you and your family first.

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VIP Concierge Care Team

Medical cost sharing offers an affordable alternative for healthcare, helping Members save an average of 40-50% on their healthcare costs. By joining a like-minded community, Members share medical expenses without the burden of high monthly costs or hidden fees.

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Tailored Health Support

Free Health Coaching, 24/7 Telemedicine, discounted lab work, fitness classes and supplements.

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No Network Limitations

Choose your own healthcare providers without the restriction of networks.

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General Wellness Allowances

We share in several general wellness services, like annual physical to help keep you healthy, which you can begin using from the very beginning of your membership.

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Debra O.

Rowlett, TX


"I was so happy to find Knew Health over a year ago. I was tired of being "chained" to employers because I needed the healthcare benefits. This has allowed me to freelance and have more power to choose who and where I want to be in life!"

Tianna M.

Alameda, CA


"Knew Health works for me because I don't visit the doctor very often. And I don't take medications. I love that I can access discounted supplements and lab tests. So the money I save from insurance premiums, I can use towards these and other wellness investments. But I know that if something more catastrophic were to happen to me, that I would have access to care and some coverage of the costs. It just makes sense for someone that is generally healthy. I've been recommending to everyone."

Denise D.

Portland, OR


"Knew Health works for me because I can use the money I save on premiums to actually get preventative health care like massage and chiropractic. Additionally, I can order my own labs and they are much more economical than any other lab I have found!"

Kaitlyn M.

Charlotte, NC


"For so long, I have put off the idea of freelancing because I was scared of not having health insurance. Knew Health empowered me to pursue my independent career because I no longer have to worry if a healthcare expense will ruin my life. It's affordable, flexible, and accessible. Every time I have called with questions, someone answers and speaks to me with empathy and patience. They offer their Members an array of wellness resources and tips. This all seemed to good to be true at first, and so far it's been wonderful. Thank you Knew Health for being a game-changer in the healthcare realm."

Jessie S.

San Diego, CA


"Knew Health is exactly what I was looking for. They have amazing customer service and ease of use for their services that promote a healthy lifestyle. You get annual blood tests to track your health which is so key to ensuring a healthy body. It is affordable and allows me to build my own company without the massive burden of typical health insurance costs."

Veronica R.

Sherman, TX


"Knew Health works well for me because I was already paying out-of-pocket for all my care because I choose holistic and complementary care to avoid the prescribing cascade and other pitfalls of disease maintenance that you get as the standard of care with regular insurance coverage. Knew Health is saving my family thousands of dollars each year and it gives my family peace of mind knowing that I can get affordable peace of mind as an entrepreneur instead of relying on the expensive coverage from my husband’s employer that didn’t cover the kind of care we prefer."

Ready to ditch overpriced insurance?

Join thousands who’ve already made the switch.