What's Included With Knew Health? 16 Valuable Membership Perks Explained

See The Most Overlooked Knew Health Perks (And Why Members Love Them)

Here's something we hear all the time:

"I had no idea that was included."

A lot of Knew Health Members don't realize their Membership includes much more than Medical Cost Sharing.

Beyond support for unexpected Medical Needs, you get access to Wellness Services and Resources designed to:

• Help you stay healthy
• Give you clear answers
• Save you time and money
• Make sure you feel supported every day

From Health Coaching and no-cost lab work to 24/7 telemedicine, live wellness sessions, fitness resources, and a dedicated Care Team, the Knew Health Membership helps you take charge of your health every day.

Whether you're already part of the Community or considering joining, here are some of the most valuable Membership perks you may not know about.

1. Up to 70% in Healthcare Savings

Healthcare costs add up quickly, especially when monthly payments seem to increase every year. 

Health Sharing costs are on average 46% lower than other healthcare options, and up to 70% lower.

This helps you reduce healthcare spending while still having support for unexpected Medical Needs.

For some households, the savings can be even greater, with Members reporting costs that are dramatically lower than what they were paying before.

That's money in your pocket that can be used for the things that matter most to you and your family.

Plus, if you pair your Membership with Direct Primary Care (DPC), you'll get a 10% discount on your monthly contributions.

2. 24/7 Telemedicine for Everyday Health Concerns

Sore throat at 9pm?

Possible UTI on a Saturday?

Flu symptoms while traveling?

As a Member you have access to 24/7 telemedicine through Amazon, Sesame Health, or your preferred approved provider.

Instead of waiting days for an appointment or spending hours at urgent care, you can connect with a licensed provider quickly and conveniently.

Sometimes the easiest solution is also the most helpful.

3. Predictable Membership Costs

Healthcare costs seem to increase every year.

Knew Health has taken a different approach.

Membership rates have stayed the same since we opened in 2018.

That consistency gives Members something rare:

Predictability.

No yearly surprises.

No open enrollment stress.

Just a simple, affordable Membership designed to support your health and well-being.

4. Financial Responsibility is Capped

Most people assume every new medical event means starting over financially.

Knew Health works differently.

Members are responsible for a maximum of three Initial Unshareable Amounts (IUAs) per year.

After that, additional eligible Medical Needs during the same Membership year do not require another IUA.

This gives you more predictability and peace of mind if multiple unexpected health situations arise in the same year.

5. Ongoing Care Doesn't Mean Multiple Medical Needs

Some health issues are resolved quickly. 

Others take a little more time.

If you're receiving ongoing care for the same Medical Need, you don't have to start from scratch with submitting your Needs every time you have an appointment, procedure, or follow-up visit.

Ongoing care for one condition is typically considered one Medical Need until you've been symptom-free for one year.

This creates a more seamless experience when you're navigating longer-term care.

When you're focused on your health, simplicity and clarity matter.

6. Pre-Existing Conditions Can Become Shareable Over Time

Many people assume a pre-existing condition automatically disqualifies them from Medical Cost Sharing.

At Knew Health, that's not the case.

Beginning in your second year of Membership, eligible expenses related to pre-existing conditions can be shared, with sharing limits that increase over time:

• Year 2: Up to $25,000
• Year 3: Up to $50,000
• Year 4 and beyond: Up to $125,000

This gradual increase is designed to support Members who are committed to the Community long-term, while helping maintain sustainability for everyone.

If you're managing an ongoing health condition, this is one more example of how Knew Health is designed to support you every day and during the unexpected.

7. Access to No-Cost and Low-Cost Lab Work

It's easy to spend years wondering what's going on with your health, and trying to guess what might be causing it. 

Most people on the Knew Health Team have been there.

Why am I tired all the time?

Why am I struggling with my weight?

Why is my energy so low?

Why can't I focus at work?

Why aren't I sleeping well?

Better healthcare starts with better information.

Members get access to low and no-cost labs, plus an annual $80 allowance toward additional testing.

Beyond that, Members can access advanced labs at low wholesale pricing through Evexia Diagnostics.

This includes access to important foundational tests like:

• CBC
• CMP
• Insulin
• Thyroid testing
• Vitamin D
• Ferritin
• Inflammation markers
• And more

Instead of guessing, you can make decisions based on real data.

8. Freedom to Choose Your Own Providers

One of the most frustrating parts of modern healthcare is finding a provider you trust, only to discover they're out of network.

With Knew Health, there are no network restrictions.

Members have the freedom to choose their own licensed providers.

That means you can work with the practitioners you trust instead of limiting yourself to a provider directory.

For many Members, this flexibility is one of the most valuable aspects of the Membership.

9. Wellness Services from Day One

Many healthcare solutions focus primarily on what happens when you're sick.

Knew Health focuses just as much on helping you stay well.

From day one of your Membership, you have access to Wellness Services including:

• Annual well visits
• Gynecological visits
• Mammograms
• Colonoscopies
• Screenings
• Immunizations
• And more
  
  

Because healthcare shouldn't begin with a crisis.

10. Bill Negotiation and Medical Advocacy

Healthcare pricing is rarely straightforward.

That's why Knew Health helps Members navigate costs before and after care.

Our team of experts helps with:

• Price estimates
• Medical advocacy
• Bill reviews
• Bill negotiation 
• Identifying self-pay savings

The goal is simple:

To help you avoid paying more than you need to.

Healthcare is stressful enough without having to become a billing expert.

11. A Care Team That Knows Your Name

This may be the most underrated perk of all.

When something comes up, you know who to call.

You won't spend hours navigating phone trees or getting transferred between departments.

You'll have access to a real Care Team who can:

• Answer questions
• Explain next steps
• Help you understand Medical Cost Sharing
• Review bills
• Identify savings opportunities
• Support you during larger Medical Needs

Members consistently tell us that having a real person in their corner changes their entire healthcare experience.

12. Two Complimentary Health Coaching Sessions Every Year

Sometimes the hardest part of improving your health isn't knowing what to do.

It's getting the support you need to do it consistently.

You do not have to do it alone… and waiting to get help might be your biggest roadblock.

Maybe you've been trying to:

• Improve your energy
• Sleep better
• Lose weight
• Reduce stress
• Get your blood sugar under control
• Create healthier habits
  
  

Health Coaching bridges the gap between knowing and doing.

As a Knew Health Member you get two complimentary private Health Coaching sessions each year.

Your expert coach will help you create a plan that fits your life, overcome obstacles, and stay accountable.

You might find out that a single conversation gives you the clarity and momentum you've been missing and needing. 

13. A $200 Self-Care Credit

One of the most-loved perks in the Knew Health Community is the annual Self-Care Credit.

As a Member you get $200 every year to use toward wellness products and services like:

• Massage therapy
• Gym memberships
• Chiropractic care
• Acupuncture
• Exercise equipment
• IV therapies
• And more
  
  

It's one of the many ways Knew Health supports your everyday wellness, not just bigger Medical Needs.

14. Exclusive Discounts on Supplements and Wellness Brands

As a Member you get:

• 35% off supplements through Knew Health's online dispensary
• Access to WellzyPerks discounts from more than 150 wellness brands
• Virtual health and fitness classes through FitOn

Whether you're working on fitness, nutrition, recovery, or stress management, these resources help make healthy living more accessible and affordable.

15. Monthly Live Wellness Sessions with Experts

Every month you get access to an exclusive live wellness session with a leading health and wellness expert.

Topics include:

• Sleep
• Digestion
• Hormones
• Stress
• Nutrition
• Healthy aging
• Metabolic health

Can't make the live session?

No problem.

Members have access to our growing library of previous live sessions, giving you an on-demand resource center for improving your health and wellness.

16. Access Virtual Health and Fitness Classes Through FitOn

Staying active is easier when you have the right tools at your fingertips.

As part of your Membership you have access to FitOn, a popular digital fitness platform that offers on-demand classes you can do from home or on the go.

Whether you're looking for strength training, yoga, Pilates, cardio, stretching, meditation, or celebrity workouts, FitOn makes it easy to find options that fit your schedule and goals.

This is one more way your Membership supports your health, helping you build great habits and feel your best every day.

Ready to Take Advantage of Your Membership?

If you're already a Member, consider this your reminder to explore the Wellness Services and Resources available to you:

• Schedule a Health Coaching session
• Use your Self-Care Credit
• Take advantage of your no-cost labs
• Join a live wellness session
• Try a FitOn class

All of these can be found in your Member Portal.

Some of the most valuable parts of your Membership are the ones you might not have discovered yet.

Why Members Stay

When you combine all these perks, you get something much more valuable than a Medical Cost Sharing Community. 

You get a healthcare experience that feels simpler.

More supportive.

More empowering.

One where you spend less time navigating the system and more time focusing on your health.

That's why so many Members tell us what they value most isn't just the financial peace of mind that comes with Medical Cost Sharing.

It's knowing they have resources, guidance, and real people in their corner when they need them.

That's what makes Members stay, and why we grow each year as a Community.

Whether you're scheduling your annual wellness visit, using your Self-Care Credit, ordering labs, connecting with a Health Coach, or reaching out to your Care Team with a question, your Membership was designed to support you long before a major health event occurs.

Healthcare works best when you don't have to figure it all out on your own.

That's what being part of the Knew Health Community is all about.