What is Knew Health

By: Mai T. Trinh MS Global Health, CHHC, Founder of Mai Health Now LLC.

According to the latest Census, 27.5 million Americans did not have any type of health insurance at any point during the year. Furthermore, the rate of uninsured Americans has been trending upward since 2017. This troubling statistic raises an important question: why are millions of Americans living without health protection? The answer is cost, and we believe there's a better way forward.

Many people would never consider owning a car without protection for unexpected repairs or accidents. Why should your health be any different? In fact, reasonably priced auto protection allows people to invest in a vehicle with confidence. However, when it comes to large unforeseen Medical Needs, millions of Americans find themselves unprepared. If this sounds familiar, you're not alone—and there's hope.

Fortunately, there's a heart-centered alternative that provides peace of mind for your healthcare needs. Knew Health offers affordable Medical Cost Sharing that puts you back in control. As a Member of Knew Health, you join a Community of health-minded individuals who have chosen a new path—one that offers freedom and control in personal healthcare decisions.

In this model, Members join our sharing Community and make monthly contributions to a community fund. Then, if unexpected, high medical costs arise, the Member pays an Initial Unshareable Amount (IUA) and submits remaining bills to the Community, which then shares funds back to help pay those bills. It's beautifully simple and incredibly effective.

Let's look at John's story as an example. John is healthy, in his mid-30s, and he chose the $1,000 IUA. John was in a car accident and ended up with $77,525 in medical bills from the inpatient stay, anesthesia, surgery, prescriptions, and follow-up visits. With Knew Health, John only paid his $1,000 IUA, and $76,525 was eligible for sharing from the Community fund. John had plenty to worry about after his accident, but overwhelming medical bills weren't part of that burden.

Not only does Knew Health allow you to choose your own IUA (with options of $1,000, $2,500, or $5,000), but you also have the freedom to choose your healthcare providers without the limitations of networks. There are no waiting periods and no lifetime or yearly caps on eligible sharing amounts.

For many Americans, traditional health protection feels financially out of reach. However, Knew Health provides transparent, simple pricing options that make safeguarding your health and finances as stress-free as possible. It's important to understand that Knew Health is NOT health insurance—it's a Community of Members who share in each other's eligible Medical Needs.

Knew Health Membership can cost as little as $178 a month depending on the options you choose. Moreover, determining your sharing needs is as easy as visiting Knew Health's savings calculator. With Knew Health, you can breathe easier when it comes to your healthcare decisions, knowing you're part of a caring Community that supports one another.

As accessible and affordable as many everyday necessities, Knew Health gives you options that work with your budget so you can protect what matters most—your health and peace of mind. You deserve to feel empowered in your healthcare journey, and we're here to support you every step of the way.